DM Banking is a complete banking replacement for Qbox, QBCore, and ESX servers. It combines modern account management, physical bank cards, secure ATM access, detailed statistics, shared accounts, and a configurable loan system in one polished resource.

This edition is protected by FiveM Asset Escrow. Configuration, localization, UI data, framework detection, and integration bridge files remain open so the resource can be adapted to your server.

Documentation

## Features

### Modern Banking Interface

- Clean, responsive, and optimized banking UI

- Dashboard with account balance, incoming funds, outgoing funds, net flow, and average transaction value

- Interactive cash-flow and balance-distribution charts

- Full transaction history with useful account and payment details

- Separate pages for transfers, cards, loans, statistics, and account management

### Multiple Account Types

- Personal bank accounts

- Job and business accounts

- Gang accounts

- Player-created shared accounts

- Fast switching between every accessible account

- Configurable job and gang grade requirements

### Shared Account Management

- Create shared accounts directly from the banking interface

- Add players using their citizen ID

- Display member character names in the member list

- Owner, contributor, and viewer permissions

- Secure server-side permission validation

- Owners control account membership and access levels

### Advanced Bank Cards

- Physical bank-card inventory items with metadata

- Issue multiple cards for supported accounts

- Custom PIN protection

- Multiple selectable card designs

- Configurable daily withdrawal limits

- Freeze, unfreeze, or delete cards

- Select a physical card when using an ATM

- Cards can be transferred, shared, given away, or stolen through normal inventory gameplay

- Any player holding a valid card may use it when they know the correct PIN

- Supports personal, shared, business/job, and gang account cards

### ATM System

- Works with standard GTA ATM models

- Card-selection interface when carrying multiple cards

- PIN-secured access

- Withdraw, deposit, transfer, and review transactions

- Configurable ATM withdrawal limits

- Optional physical-card requirement

- ATM access opens the account linked to the selected card

### Transfers and Transactions

- Transfer money between supported accounts

- Configurable maximum transfer amount

- Optional transfer fees

- Automatic sender and receiver transaction records

- Deposits, withdrawals, incoming transfers, outgoing transfers, fees, and reversals

- Server-authoritative balance and permission checks

### Complete Loan System

- Personal quick loans

- Personal term loans

- Vehicle loans

- Business loans

- Configurable amounts, interest rates, repayment terms, and eligibility

- Credit-score system with configurable score changes

- Automatic approval or banker approval workflow

- Manual repayments and optional account auto-pay

- Late fees, grace periods, and loan defaults

- Configurable active-loan limits and application cooldowns

- Optional collateral support

- Full loan and payment history

### Statistics and Financial Insights

- Configurable transaction-history period

- Incoming and outgoing cash-flow charts

- Account balance distribution

- Transaction totals and rolling averages

- Accurate data generated from real account transactions

### Framework and Resource Compatibility

- Qbox / `qbx_core`

- QBCore / `qb-core`

- ESX / `es_extended`

- `ox_inventory`

- `qb-inventory`

- `qs-inventory`

- `qs-inventory-pro`

- `ox_target`

- `qb-target`

- `qtarget`

- `ox_lib` notifications

- QBCore and ESX notifications

### Banking Compatibility and Migration

- Compatibility exports for common `qb-banking` integrations

- Compatibility support for Renewed Banking account calls

- ESX society deposit and withdrawal integration

- Migration utilities for legacy and Renewed Banking data

- Public exports for external resource integrations

### Localization

Includes 29 locale files:

Arabic, Simplified Chinese, Traditional Chinese, Croatian, Czech, Danish, Dutch, English, Estonian, Finnish, French, German, Greek, Hungarian, Indonesian, Italian, Korean, Lithuanian, Norwegian, Polish, Portuguese, Brazilian Portuguese, Romanian, Russian, Serbian, Slovenian, Spanish, Swedish, and Turkish.

## Configuration

Configure the framework, currency, language, account access, transfer fees, ATM limits, bank locations, NPCs, card behavior, card designs, loan products, credit scoring, repayment rules, and integrations from the included open files.

## Requirements

- `oxmysql`

- `ox_lib`

- One supported framework: Qbox, QBCore, or ESX

- One supported target resource

- A supported inventory is required when physical bank cards are enabled

## Escrow Edition

The following files remain open and editable:

- `config.lua`

- `client/bridge.lua`

- `server/bridge.lua`

- `server/framework.lua`

- `shared/locale.lua`

- `data/ui.lua`

- All locale JSON files

Core banking logic is protected through FiveM Asset Escrow. This edition is intended for server owners who want easy configuration and integration without requiring complete source-code access.

Reselling, redistributing, leaking, or sharing the resource is not permitted.

## Support

The package includes installation assistance, compatibility guidance, updates, and bug-fix support through our Discord.

This resource is created for FiveM and is not affiliated with Rockstar Games or Take-Two Interactive.